Which type of insurance covers liability for bodily injury and property damage?

General liability insurance is designed specifically to cover liability for bodily injury and property damage caused by the policyholder's operations or premises. This type of insurance protects businesses from claims made by third parties, ensuring that if someone is injured or their property is damaged as a result of the business activities, the insurance will cover the associated legal fees and damages awarded.

Professional liability insurance, on the other hand, focuses on claims arising from errors or omissions in the professional services provided by individuals or organizations, often in fields like healthcare or law. Property insurance protects against loss or damage to physical assets, but does not specifically cover liability claims. Health insurance primarily provides coverage for medical expenses related to health care services, rather than liability for bodily injuries or property damage.

Thus, the correct answer makes it clear that general liability insurance encompasses coverage for the specific risks associated with bodily injury and property damage claims.