Which type of injury is NOT excluded from personal and advertising injury liability coverage?

The correct response is the situation involving unknowingly inflicting injury that violates the rights of another. This is aligned with the principle that personal and advertising injury liability coverage is designed to protect against certain acts that infringe on the rights of others, particularly when such acts are unintentional.

When an individual unknowingly violates someone's rights, they can still be held liable under personal and advertising injury coverage, provided their actions fall within the specifics outlined in the policy. This coverage intends to include situations where there may not be a deliberate intent to cause harm, recognizing that mistakes can happen without malicious intent.

In contrast, deliberate injury to another's rights is typically excluded from coverage because liability policies are not meant to provide protection for intentional wrongdoing. Similarly, injury caused by false statements is usually covered, as is damage caused by copyright infringement in many liability policies. The focus on intentional actions versus unintentional ones is key in distinguishing coverage under personal and advertising injury liability.