Which type of coverage would most likely apply if a tenant inadvertently causes damage to a rental property?

Liability insurance would most likely apply in this scenario because it is designed to protect individuals from claims arising from injuries or damage caused to another person or their property. In the case of a tenant inadvertently causing damage to a rental property, liability insurance would cover costs associated with the repairs or replacement costs that the landlord might pursue. This coverage is particularly relevant in rental agreements where the tenant is responsible for maintaining the property and could be held liable for any unintentional damage caused during their tenancy.

Property insurance, while relevant to protecting the landlord’s property, does not cover the tenant's actions. Health insurance pertains to medical expenses and would not apply to property damage situations. Travel insurance is designed to cover losses associated with travel, such as trip cancellations or lost luggage, and is unrelated to property damage.