Which of the following would NOT be considered an insured person under Part A of a personal automobile policy?

Study for the PSI Property and Casualty Exam with flashcards and multiple choice questions. Each question has hints and explanations. Prepare effectively for your insurance licensing exam!

In a personal automobile policy, Part A typically outlines who is considered an insured person. This includes the named insured, their family members living in the household, and other persons operating the vehicle with permission from the insured.

The option that refers to "other persons or organizations for their liability from an accident involving an auto owned by them" would not fall under this coverage. This is because the personal automobile policy is designed to cover the insured individual and certain associated parties, rather than extending liability coverage to third parties who own their own vehicles and may have separate insurance.

Thus, while organizations or individuals can have liability in accidents involving their own vehicles, their coverage would not originate from the named insured's automobile insurance. Instead, they would need their own policy to address liabilities related to their owned vehicles, which is why this particular option is correct in stating it would not be considered an insured person under Part A of a personal automobile policy.

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