Which of the following perils is covered under the DP-1 Basic policy form?

The DP-1 Basic policy form, which is a type of dwelling insurance policy, covers only named perils, meaning that it lists specific risks that are insured. Among the options provided, riot or civil commotion is one of the perils listed under the coverage of the DP-1 policy. This means that if a loss occurs due to riot or civil commotion, it would be covered by this basic policy.

In contrast, falling objects, freezing of plumbing, and weight of ice or snow are not included in the DP-1 Basic form coverage. The DP-1 policy focuses on a limited range of perils, primarily covering basic hazards, whereas the mentioned perils fall under broader coverage that is typically found in more comprehensive forms like the DP-2 or DP-3 policies. Understanding the specific perils covered by each form is key to effectively assessing risk and ensuring proper insurance coverage.