Which of the following is EXCLUDED as a covered loss under the DP-3 coverage?

In the context of the DP-3 policy, which is a type of dwelling property insurance that typically provides coverage on an open-perils basis, the specific exclusions are important to understand. Outdoor antennas can incur various types of damage, including damage from ice, but this type of damage is often explicitly excluded in the policy terms.

The DP-3 policy generally covers a broad range of risks except for certain specified exclusions. Damage to outdoor antennas from ice is a common exclusion, reflecting the understanding that certain items may be more susceptible to damage from specific natural occurrences and may not warrant coverage under a standard policy.

In contrast, other options mentioned, like wind damage to the roof, fire damage to the structure, and vandalism to outdoor fences, typically fall within the covered perils of a DP-3 policy. Wind and fire are included as covered risks, and vandalism is often covered unless it arises from an excluded cause or in certain circumstances. Therefore, ice damage to outdoor antennas is the exclusion highlighted in this context, making it the correct answer.