Which of the following exclusions is NOT found under the personal auto policy Part A liability coverage?

Study for the PSI Property and Casualty Exam with flashcards and multiple choice questions. Each question has hints and explanations. Prepare effectively for your insurance licensing exam!

The correct choice identifies an exclusion not typically found under Part A liability coverage of a personal auto policy. In this context, exclusions under the personal auto policy are designed to delineate scenarios where coverage will not apply, particularly concerning bodily injury and property damage.

In the case of bodily injury to a nonresident family member or relative, it is generally covered under most personal auto policies. This means that if an insured person accidentally injures a nonresident family member while operating their vehicle, the policy would typically extend liability coverage to address that injury. Insurers often take into account the nature of familial relationships and recognize the importance of providing coverage even when the injured party is a family member who does not live in the same household.

In contrast, the other options represent more common exclusions. Bodily injury resulting from driving under the influence, injury to a resident family member, and injury occurring during the commission of a crime usually see exclusion from coverage under Part A. This demarcation clearly exists to protect the insurer from providing liability coverage in situations that involve willful misconduct or situations that undermine the intended safety of the driving experience.

Therefore, the acknowledgment of bodily injury to a nonresident family member as a potential coverage area highlights why this choice stands out in the context

Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy