Which coverage in an insurance policy would typically cover damage caused to another's property?

Liability coverage is specifically designed to protect the insured from financial loss if they are found legally responsible for causing damage to someone else's property or for injuring a third party. This aspect of coverage is crucial in liability insurance policies, as it covers the costs associated with legal expenses, medical payments, and property damage claims that may arise from an incident where the insured is at fault.

For example, if an insured individual accidentally causes a car accident that damages another person's vehicle, the liability coverage would step in to pay for the repairs or replacement of that vehicle, up to the limits of the policy. This coverage serves to ensure that individuals are not left financially burdened in situations where they must compensate others for damages caused by their actions.

The other types of coverage referenced in the question serve different purposes. Medical payments coverage typically addresses injuries sustained by the insured or their passengers, comprehensive coverage pertains to damage to the insured's own vehicle from non-collision-related incidents (like theft or natural disasters), and collision coverage is focused on repairs to the insured's vehicle resulting from a collision with another vehicle or object. Therefore, liability coverage is the essential component that directly pertains to damages inflicted on another person's property.