What is the primary role of an insurance agent?

The primary role of an insurance agent is to sell insurance policies to clients. This involves helping clients understand their insurance needs, presenting various options available in the market, and guiding them in selecting the most suitable policy. Agents serve as intermediaries between insurance companies and clients, facilitating the transaction of insurance products. Their expertise allows customers to make informed decisions about the coverage they need for their specific situations.

The other roles suggested in the question do exist within the insurance industry but fall outside the primary responsibilities of an insurance agent. Processing claims, judging the validity of claims, and conducting risk assessments are typically handled by different professionals, such as claims adjusters and underwriters. These roles require specialized skills and focus on post-sale activities or evaluation of risk rather than the core function of selling policies and establishing client relationships.