What is the primary function of an insurance adjuster?

The primary function of an insurance adjuster is to investigate insurance claims and determine the amount payable under the policy. This involves gathering information about the incident that led to the claim, assessing the damages, and verifying the details of the insurance policy to ensure that the claim is valid. Adjusters play a crucial role in the claims process by serving as the intermediary between the insurance company and the policyholder, ensuring that claims are handled fairly and efficiently. Their expertise helps in evaluating the extent of the insurer's liability and making decisions about how much compensation should be provided, based on the policy terms and the evidence collected.

This role is essential in managing the claims process and ensuring that both the interests of the insurance company and the policyholders are met in a timely and fair manner. Other options, like providing legal advice or selling policies, fall outside the core responsibilities of an insurance adjuster, highlighting the importance of their specific function within the insurance industry.