Part B of a Worker's Compensation policy includes which of the following coverages?

Part B of a Worker’s Compensation policy is focused on providing Employers Liability Coverage. This type of coverage protects employers from legal liabilities that may arise from injury to employees that are not covered under the workers' compensation system. It typically covers situations where an employee sues the employer due to negligence, allowing the employer to cover legal fees and any settlements or judgments awarded in such cases.

Employers Liability Coverage is important because it provides a financial safety net for employers, allowing them to defend against claims that might otherwise lead to significant out-of-pocket expenses. It also covers claims for damages that arise from employee injuries that occur due to the employer's negligence, ensuring that employers have the means to respond to these types of lawsuits appropriately.

The other options each represent different types of coverage that are not tied specifically to Part B of a Worker’s Compensation policy. For instance, premises liability coverage involves a different insurance field that concerns general liability for injuries caused on a company's premises, while no-fault coverage is a fundamental principle of workers' compensation itself, providing benefits regardless of fault. Unlimited medical coverage is not a standard feature of all workers' compensation policies, as there are usually limits and conditions regarding benefits.