In auto insurance, what does "collision coverage" typically pay for?

Collision coverage is designed to provide financial protection for your own vehicle when it is involved in a collision, regardless of who is at fault. This type of insurance pays for the repair or replacement costs of your vehicle after an accident that involves a crash with another vehicle or an object, such as a tree or guardrail.

By covering damage to your vehicle from a collision, collision coverage allows you to recover from an accident without facing significant out-of-pocket expenses. It ensures that you can get back on the road quickly after an incident that damages your car, thus mitigating the financial impact it may have on you as a vehicle owner.

Other options can be relevant in different contexts of auto insurance, but they do not define the purpose of collision coverage specifically.